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Is a Continuous Glucose Monitor (CGM) Worth It? Pros, Cons, and Costs

04 Sep 2025 by Hon-Chi Lee, M.D., Ph.D.

Is a Continuous Glucose Monitor (CGM) Worth It? Pros, Cons, and Costs

For individuals managing diabetes, keeping blood sugar levels in check is a daily, often hourly, challenge. Traditionally, this has involved finger-prick blood glucose testing multiple times a day. However, continuous glucose monitors (CGMs) have emerged as a game-changer. But are they right for everyone? This article breaks down the pros, cons, and costs to help you decide if a CGM is worth it for you. The Hidden Dangers Of High Blood Sugar And How To Protect Yourself

What is a Continuous Glucose Monitor (CGM)?

A CGM is a small, wearable device that tracks glucose levels in real-time throughout the day and night. It consists of a tiny sensor inserted just under the skin, usually on the abdomen or upper arm, which measures glucose levels in interstitial fluid. This data is then transmitted wirelessly to a receiver (often a smartphone app) or a compatible insulin pump. A1C To Blood Sugar Conversion Chart Decode Your Eag And A1C Levels

The Pros of Using a CGM

The benefits of using a CGM can be significant, especially for those who struggle with frequent blood sugar fluctuations.

  • Real-Time Glucose Monitoring: Unlike traditional finger-prick testing, a CGM provides continuous glucose readings, typically every 5 to 15 minutes. This allows you to see how your blood sugar levels are changing in response to food, exercise, medication, and stress. This constant feedback empowers you to make informed decisions about your diabetes management.
  • Trend Tracking and Alerts: CGMs display not only current glucose levels but also trends (rising, falling, or stable). They can also be programmed to alert you when your glucose levels are too high or too low, even when you're asleep. This is especially helpful for preventing potentially dangerous hypoglycemic events.
  • Improved Glycemic Control: Studies have shown that CGM use can lead to significant improvements in HbA1c levels (a measure of average blood sugar over the past 2-3 months). By providing continuous data and alerts, CGMs help users maintain their glucose levels within a target range.
  • Reduced Need for Finger-Prick Testing: Many modern CGMs eliminate the need for routine finger-prick calibrations, though occasional confirmation may still be recommended. This reduces the pain and inconvenience associated with frequent blood glucose testing.
  • Data-Driven Insights: CGMs collect and store glucose data, which can be easily downloaded and shared with your healthcare provider. This data can provide valuable insights into patterns and trends in your glucose levels, allowing for more personalized treatment plans. This supports better decision-making regarding insulin dosages, dietary choices, and exercise regimens.

The Cons of Using a CGM

While CGMs offer numerous advantages, it's also important to consider the potential drawbacks.

  • Cost: CGMs can be expensive. The initial cost of the device and the ongoing cost of replacement sensors and transmitters can be a barrier for some individuals. We will discuss costs in more detail later in the article.
  • Sensor Insertion and Comfort: While the sensor insertion is generally painless, some individuals may experience discomfort or irritation at the insertion site. Occasionally, the sensor can be accidentally dislodged.
  • Calibration Requirements (For Some Models): While many newer CGMs don’t require routine calibration, some older models or situations still necessitate periodic finger-prick blood glucose testing to calibrate the device.
  • Accuracy Issues: While CGMs are generally accurate, they are not perfect. There can be a slight delay between glucose levels in interstitial fluid (measured by the CGM) and glucose levels in the blood (measured by a finger-prick test). Factors like dehydration, certain medications, and sensor placement can also affect accuracy.
  • Reliance on Technology: CGMs rely on technology to function properly. Technical glitches, battery issues, or connectivity problems can disrupt glucose monitoring.
  • Skin Reactions: Some people can develop an allergic reaction to the adhesive on the sensor patch, leading to skin irritation.

The Cost of a CGM

The cost of a CGM varies depending on the brand, model, and insurance coverage.

  • Device Cost: The initial cost of the CGM device itself can range from a few hundred to several thousand dollars. However, many insurance plans cover the cost of the device.
  • Sensor Cost: Sensors typically need to be replaced every 10-14 days, and each sensor can cost between $50 and $100.
  • Transmitter Cost: Transmitters typically last for several months and need to be replaced periodically. The cost of a transmitter can range from $200 to $400.
  • Subscription Fees: Some CGM systems require a subscription for data storage or cloud-based services.

Insurance Coverage: Whether a CGM is cost-effective also hinges heavily on insurance coverage. It's vital to check with your insurance provider to understand your specific coverage details. Many insurance companies now cover CGMs for individuals with type 1 diabetes and some with type 2 diabetes who meet certain criteria. Some plans may require prior authorization or have specific preferred brands.

To give you a clearer understanding of potential costs, here's an example table:

Cost Component Estimated Cost Frequency
CGM Device (Starter Kit) $0 - $3,000 (Varies greatly by insurance and manufacturer promotions) One-time
Sensors $50 - $100 per sensor Every 10-14 days
Transmitter $200 - $400 Every few months

Who is a CGM Right For?

A CGM can be a valuable tool for various individuals with diabetes, including:

  • People with Type 1 Diabetes: CGMs are widely recommended for individuals with type 1 diabetes, as they can help manage the complex insulin requirements associated with this condition.
  • People with Type 2 Diabetes on Multiple Daily Insulin Injections: If you have type 2 diabetes and are taking multiple daily injections of insulin, a CGM can help you optimize your insulin doses and improve your glycemic control.
  • People with Frequent Hypoglycemia or Hypoglycemia Unawareness: CGMs can be life-saving for individuals who experience frequent low blood sugar levels or who are unable to sense the symptoms of hypoglycemia.
  • Pregnant Women with Diabetes: Maintaining stable blood sugar levels is crucial during pregnancy. CGMs can help pregnant women with diabetes achieve optimal glycemic control and reduce the risk of complications.
  • Children with Diabetes: CGMs can be particularly helpful for children with diabetes and their caregivers, as they provide continuous monitoring and alerts, allowing for proactive management of glucose levels.

Alternatives to CGM

While CGMs are a major advancement, other diabetes management tools are available. Standard blood glucose meters remain a necessary tool for calibration checks or backup glucose information if your CGM malfunctions or during periods of transition between sensors. Some newer, less invasive technologies are also beginning to appear in research, offering exciting possibilities for the future. How To Control Blood Sugar With Diet And Exercise A Complete Action Plan

Making the Decision

Ultimately, deciding whether a CGM is worth it depends on your individual needs, preferences, and financial situation. Talk to your healthcare provider about whether a CGM is right for you. Consider the pros and cons, research different CGM brands and models, and explore your insurance coverage options.

If you are motivated to actively manage your diabetes and are willing to learn how to use a CGM effectively, it can be a valuable tool for improving your glycemic control and overall health. Consider a trial period, if possible, to determine if the benefits outweigh the costs and challenges for your specific needs. A well-managed CGM can empower you to live a healthier and more active life.

References and Further Reading